For those who are not wealthy, before you send your kids to college, be certain that they are the type of kids that CAN and WILL focus on repaying their debts before "affording" luxury items. If kids do not understand what taking out a loan and repaying it takes, keep them clear!
discharged. Bankruptcy courts are required to analyze a debtor’s student loans, and make a determination of nondischargeability of them, on a loan-by-loan basis. There is no authority in this Circuit for discharging only a portion of a particular loan. – Marie vs Citibank